WHAT IS TRAVEL INSURANCE?
DEFINITION [travel insurance covers cancellations, unexpected medical expenses, emergency evacuations, loss or delays, and offers 24/7 phone assistance]
Travel insurance for CANADIANS | Travel insurance for VISITORS to Canada
DON’T FORGET to pack travel insurance on your next getaway! Travel insurance can be very confusing and that’s where we can help you understand the eligibility requirements, limitations, restrictions, policy exclusions, and terms and conditions.
Protection against the unexpected, peace of mind, and preserving your trip investment are three great reasons for travel insurance coverage. We have a diverse range of travel solutions at very competitive rates. Always remember broader coverage comes at a higher premium, but an “any reason” policy can provide flexibility when you need it; more options and fewer worries!
The #1 concern with most travellers is a cancelled trip; most of you invest a lot of money when planning a trip eg airfare, accommodation, tour packages, fishing charters, golf course fees, etc and if these expenses are pre-paid and non-refundable, you risk losing it all if something goes wrong!
Coverage may reimburse you for these expenses if you need to cancel your trip prior to departing if the reason meets certain criteria like sickness, injury, or death of you or a family member or travelling companion, weather, loss of employment, terrorist incidents in your destination city, jury duty, etc! Even smaller things like damaged/delayed/lost/stolen baggage are sometimes covered.
24/7 phone assistance is like having a “lifeline” when something unexpected happens, even helping you with prescription replacement, even non-medical emergencies like lost/stolen passport/travel documents, and interpretation services for language barriers.
The key thing to watch for with travel insurance policies is that compensation is payable for a “covered” medical reason or a “named peril” event.
No matter where you go, ensure you check the Government of Canada’s travel advisory site to view current information on culture, entry/exit requirements, climate, health conditions, local laws, natural disasters, and security etc.